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1. Acceptance

By accessing or using EZPay services (website, APIs, or integrations), you agree to these Terms & Conditions. If you are accepting these terms on behalf of an organization, you represent that you have authority to bind that organization.

2. Services

EZPay provides payment processing, reconciliation tools, communication automation, analytics, and loan facilitation under its Simplify product. FinZ, also provides education loans directly to customers where eligible.

3. Fees & Taxes

EZPay does not charge a one-time setup fee for standard onboarding. Transaction fees, MDR, loan charges, and any subscription fees will be outlined in the client agreement. All applicable taxes shall be borne by the client.

4. Client Obligations

  • Provide accurate business and payment information.
  • Complete KYC and verification documents as required by payment partners, FinZ, and regulators.
  • Safeguard account credentials and immediately notify FinZ of any suspicious activity.
  • 5. Security & Data

    EZPay implements industry-standard security measures including PCI-DSS compliance where applicable. For details about the data we collect and how it is processed, refer to our Privacy Policy.

    6. Liability & Indemnity

    FinZ, through EZPay, is not responsible for losses resulting from actions or failures of third-party payment providers. Liability is limited to direct damages up to the amount of fees received from the client in the preceding 3 months for the affected service. Clients will indemnify FinZ against claims arising from misuse of services or violation of law.

    7. Termination

    Either party may terminate services with 30 days' written notice. FinZ reserves the right to suspend or terminate services immediately for suspected fraud, unlawful activity, or material breach.

    8. Governing Law

    These terms shall be governed by the laws of India. Disputes shall be subject to the courts of New Delhi.

    Questions about these Terms:legal@finz.club
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